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Add SaskWorks to Your Portfolio

Shares of SaskWorks Venture Fund may be purchased through your Investment Advisor or through a self-directed investing account.

If you do not currently work with an advisor, please contact the Fund for assistance in locating one in your area. You may also choose to invest online through Money for Tomorrow.

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Investment Options

Lump Sum Contribution

SaskWorks accepts lump sum contributions of $500 or more. Tax credits apply to contributions of up to $5,000 per year and cannot be carried forward. Contributions made in the first 60 days (“RRSP season”) may be applied to the current or previous tax year.

Pre-Authorized Debit

The SaskWorks pre-authorized debit plan is a systematic investment strategy that allows you to choose your contribution amount and deduction frequency, with funds automatically withdrawn from your chequing account on a regular basis. Once set up, contributions are automatic and flexible—you may pause or cancel at any time.

Payroll Investment Plan

The SaskWorks Payroll Investment Plan (PIP) is a systematic contribution strategy that allows you to invest in SaskWorks every payday through automatic payroll deductions. A pre-determined amount is deducted from each pay period and redirected to your investment. The tax credit and RRSP deferrals are received every payday, resulting in a lower initial out-of-pocket cost for participants.

Calculate Your Investment

Select your income range from the dropdown menu and see how tax credits and RRSP deductions can reduce your out-of-pocket cost.*

32.5% Tax Credit**

$1,625

RRSP Tax Savings***

+$0

Total Tax Credits & Savings

$0

Your Cost

$0

*Assumes a $5,000 investment by an investor and used as an example only. Investors may contribute any amount they choose to a maximum of $5,000 annually. All investments in SaskWorks are subject to a government-mandated 8-year maturity period.

** Tax credits equaling 32.5% of an investor’s total contribution are available, regardless of whether or not the investment is held in an RRSP.

*** RRSP tax savings are not unique to this investment.

8-Year Maturity Period

SaskWorks investments have an eight-year holding period attached to them. This is meant to encourage you to hold your investment long enough to allow the Fund to make smart investments that will increase your share value. However, you can redeem your investment at any time.

If you redeem all or part of your investment prior to the expiry of the eight-year holding period, the tax credits will be repayable to the Federal and Provincial Governments on those shares that have been held for less than eight years. The amount of tax credits issued will be withheld from the amount payable.

At the end of the eight-year holding period, you have three options:

  1. Rollover and reinvest up to $5,000 of matured shares back into SaskWorks and receive an additional 32.5% tax credit on the amount reinvested. Any remaining shares above the $5,000 limit may be redeemed.  
  1. Redeem all or a portion of your investment, with no amount withheld. 
  1. Remain invested by leaving your shares in the Fund. 

Rollover

One of the key benefits available to SaskWorks investors is the ability to rollover matured shares at the end of the eight-year holding period.

By choosing to rollover, investors receive an additional 32.5% tax credit on the amount reinvested, up to $5,000, without contributing any new money.

It is often the case that an investors out of pocket cost for their initial SaskWorks investment is close to $0 after taking advantage of the rollover opportunity.

8 Reasons to Invest in SaskWorks

1. Receive 32.5% in Tax Credits

SaskWorks offers a 17.5% provincial tax credit and a 15% federal tax credit, for a combined 325% tax credit, in addition to the RRSP deduction based on your marginal tax rate.

Eligible SaskWorks share purchases made between December 31 to March 1 may be applied to the prior or current tax year.

2. Investor’s Choice: Diversify or Energize Your Portfolio

SaskWorks provides flexibility through two share classes: Diversified (Class A) and Resources (Class R). 

You may allocate your investment entirely to one share class or split your investment between the two in any proportion you choose, allowing you to tailor your exposure within a single fund. 

3. Invest in Saskatchewan-Based Companies

SaskWorks provides investors with access to privately held Saskatchewan-based companies that are not available through public markets. Your investment supports businesses operating in the province, helping them grow and scale over the long term. Through this approach, SaskWorks seeks to create value for investors while strengthening Saskatchewan’s economy. When these companies prosper, so do you, and so does Saskatchewan.

4. Professional Investment Management

SaskWorks is overseen by an experienced management team with deep knowledge of Saskatchewan’s private markets. Each investment undergoes extensive due diligence, with a focus on long-term fundamentals, governance, and sustainable growth. Over its history, the Fund has supported many of Saskatchewan’s fastest growing companies, and has a reputation for sound business judgement and fair business practices.

5. Supporting Saskatchewan Jobs

By investing in SaskWorks, you’re supporting job creation and economic activity across the province. Capital invested through SaskWorks contributes to opportunities for workers, entrepreneurs, and communities throughout Saskatchewan.

6. Saskatchewan’s Own

Saskworks is available exclusively to Saskatchewan residents. Founded, invested, and focused locally, the Fund is designed to reflect Saskatchewan’s economy, industries and long-term growth priorities.

7. Commitment to Quality Investments

SaskWorks seeks to invest in companies that demonstrate strong business fundamentals and responsible operating practices. Companies that demonstrate commitment to the environment, workplace health and safety, and participative management and local ownership are favoured. These qualities support long-term sustainability and value creation for all stakeholders.

8. Simple, Systematic Investing

Investors can contribute through Payroll Investment Plans (PIP) or Pre-Authorized Debit (PAD), making it easy to invest regularly over time.

Once set up, contributions are automatic and flexible—you may pause or cancel at any time.